I don't know whether I agree with the other parts of your post but this:
I agree with so hard the post deserves a like. Houses are consumption goods ffs, literally the point of them is four walls and a roof to shelter you from the elements and store away your things. Not generate an investment return.The exclusion of housing is based on a specious argument that 'housing is an investment' so it shouldn't be counted. The consumptive aspect (living in it) is much more important that the investment aspect (making a return at the end) for most people.